Two-Factor Authentication

The number of Internet frauds has increased rapidly over the last few years. This is a threat to all institutions that provide online banking, shopping, gaming etc. Successful frauds do not only have immediate financial implications, they can also lead to bad press and customers cancelling their service, leaving for a more secure one.

Todos eCode, as a Two-Factor Authentication (2FA), offers protection from all existing kinds of fraud attacks1.
The recognized factors for Two-Factor Authentication are:

* Something you know, such as a password or a PIN
* Something you have, such as a smart card, security token or mobile phone

Todos eCode - Todos eCode is a conceptual toolbox for designing authentication solutions. The Todos eCode Solution consists of Todos eCode devices and, if required, the Todos eCode Solution System.
Fraud attacks - One of the most freqently used fraud attacks is Phishing. The attacker sends out a mass E-mail redirecting users to a fake site where the user is tricked into entering his User ID, password and/or OTPs. A mass E-mail can also include a malicious program called a Trojan.