Improved security, increased revenue
The definition of insanity is to keep doing the same thing but expect the situation to change. A rising tide of fraud is destroying consumer trust in eCommerce and eroding banks’ profits. The only way forward is to replace weak passwords with strong authentication.
Todos brings eBanking levels of security to eCommerce. Its eCode System includes a range of devices, such as Chip and PIN card readers, tokens and mobile solutions, linked to a flexible authentication server.
Todos’s unique Dynamic Signatures1 (DS) technology increases end-user acceptance without compromising security. In fact, with any Todos smart card reader, the risk of card-not-present fraud is virtually eliminated.
DS varies the level of authentication required for each transaction. The higher the risk, the more input is required from the user. This makes routine, low-risk transactions less disruptive for users.
As part of our Secure Domain Separation (SDS) concept, our devices feature a ‘buy’ button, which makes the process of authenticating an eCommerce transaction much easier for end-users.
Todos reconciles usability with security. The result is fewer complaints, fewer chargebacks, reduced support costs and a dramatic reduction in fraud.